🏡 First-Time Homebuyers: What to Do Before You Start Working With a Real Estate Agent Buying Your First Home? Let’s Keep It Simple.Buying your first home is exciting — but it can also feel overwhelming if you’re not sure where to st
Nov 03, 2025 | Purchasing a Home
Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p
Sep 06, 2025 | Purchasing a Home
If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds
Aug 14, 2025 | Purchasing a Home
The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af
Jul 23, 2025 | Purchasing a Home
Do You Really Need 20% Down to Buy a Home? Let’s Keep It Simple. You’ve probably heard you need a 20% down payment to buy a home. But is that really the rule? Not quite. Let’s break it down and see what’s actually possible for you.
Jun 02, 2025 | Purchasing a Home
The 2-1 Buydown Mortgage: A Simple Way to Ease Into Homeownership At Simple Loans, we’re all about taking the stress out of home financing. And if you’re feeling a bit nervous about rising interest rates, you’re not alone. That’s w
May 29, 2025 | Purchasing a Home