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The Changing Tides of the Housing Market

The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af

Jul 23, 2025 | Purchasing a Home

Do You Really Need 20% Down to Buy a Home?

Do You Really Need 20% Down to Buy a Home?

Do You Really Need 20% Down to Buy a Home? Let’s Keep It Simple. You’ve probably heard you need a 20% down payment to buy a home. But is that really the rule? Not quite. Let’s break it down and see what’s actually possible for you.

Jun 02, 2025 | Purchasing a Home

The 2-1 Buydown Mortgage

The 2-1 Buydown Mortgage

The 2-1 Buydown Mortgage: A Simple Way to Ease Into Homeownership At Simple Loans, we’re all about taking the stress out of home financing. And if you’re feeling a bit nervous about rising interest rates, you’re not alone. That’s w

May 29, 2025 | Purchasing a Home

The Pros & Cons of Buying a Foreclosure

The Pros & Cons of Buying a Foreclosure

Thinking About Buying a Foreclosure? Here’s What You Need to Know. Foreclosures can be a great way to save money on a home — but they’re not for everyone. Let’s keep it simple and break down the basics so you can see if it’s

May 20, 2025 | Purchasing a Home

Your Simple Step-by-Step Guide to the Homebuying Process

Your Simple Step-by-Step Guide to the Homebuying Process

Buying a Home? Let’s Keep It Simple. Thinking about buying a home but feeling a bit overwhelmed? You’re not alone. It can seem like a big, complicated process—but it doesn’t have to be. When you break it down into easy steps, it st

Apr 18, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 16, 2025 | Purchasing a Home

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