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Why Hazard Insurance Matters When You’re Buying a Home

Why Hazard Insurance Matters When You’re Buying a Home

Hazard Insurance: What You Need to Know (Without the Confusion) As soon as your offer to purchase a home is accepted, you'll want to start shopping for Hazard Insurance.If you’re wondering what it is—don’t stress. Let’s keep it sim

Apr 29, 2025 | Purchasing a Home

4 Tips for Buying a Home When Interest Rates are High

4 Tips for Buying a Home When Interest Rates are High

Buying a home feels tough right now—rates are up, and prices aren’t dropping.But here’s the good news: with the right plan, it’s still totally doable. Here are four simple ways to make homeownership work for you—even in today

Apr 23, 2025 | Interest Rates

Your Simple Step-by-Step Guide to the Homebuying Process

Your Simple Step-by-Step Guide to the Homebuying Process

Buying a Home? Let’s Keep It Simple. Thinking about buying a home but feeling a bit overwhelmed? You’re not alone. It can seem like a big, complicated process—but it doesn’t have to be. When you break it down into easy steps, it st

Apr 18, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 16, 2025 | Purchasing a Home

What Is Debt-to-Income Ratio (DTI)

What Is Debt-to-Income Ratio (DTI)

What Is Debt-to-Income Ratio (DTI) — And Why It Matters When You Apply for a Mortgage When you’re thinking about buying a home, there are a few key numbers that come into play—and one of the most important is your Debt-to-Income Ratio, o

Apr 08, 2025 |

How to Get Mortgage Ready to Buy a House

How to Get Mortgage Ready to Buy a House

How to Get Mortgage Ready to Buy a House: Simple Steps to Achieving Your Dream Home At Simple Loans, we understand that buying a home is one of the biggest milestones in life. The process can seem overwhelming, but with the right preparation, you can navi

Apr 01, 2025 | First Time Homebuyer keep it super simple

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