Do You Really Need 20% Down to Buy a Home? Let’s Keep It Simple. You’ve probably heard you need a 20% down payment to buy a home. But is that really the rule? Not quite. Let’s break it down and see what’s actually possible for you.
Jun 02, 2025 | Purchasing a Home
The 2-1 Buydown Mortgage: A Simple Way to Ease Into Homeownership At Simple Loans, we’re all about taking the stress out of home financing. And if you’re feeling a bit nervous about rising interest rates, you’re not alone. That’s w
May 29, 2025 | Purchasing a Home
Thinking About Buying a Foreclosure? Here’s What You Need to Know. Foreclosures can be a great way to save money on a home — but they’re not for everyone. Let’s keep it simple and break down the basics so you can see if it’s
May 20, 2025 | Purchasing a Home
Buying a Home? Let’s Keep It Simple. Thinking about buying a home but feeling a bit overwhelmed? You’re not alone. It can seem like a big, complicated process—but it doesn’t have to be. When you break it down into easy steps, it st
Apr 18, 2025 | Purchasing a Home
Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?
Apr 16, 2025 | Purchasing a Home
Buying a home doesn’t have to feel overwhelming—especially when it comes to the down payment. You might think you need a huge upfront payment, but there are simple ways to get into your dream home with little to no money down. Here are five ea
Mar 24, 2025 | Purchasing a Home simple loans keep it super simple