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First-Time Homebuyers: What to Do Before You Start Working With a Real Estate Agent

First-Time Homebuyers: What to Do Before You Start Working With a Real Estate Agent

🏡 First-Time Homebuyers: What to Do Before You Start Working With a Real Estate Agent Buying Your First Home? Let’s Keep It Simple.Buying your first home is exciting — but it can also feel overwhelming if you’re not sure where to st

Nov 03, 2025 | Purchasing a Home

Is Now the Right Time for a Home Equity Line of Credit?

Is Now the Right Time for a Home Equity Line of Credit?

Tap Into Your Home’s Equity—Simply A Home Equity Line of Credit (HELOC) lets you borrow against the value you’ve built in your home. Think of it as flexible access to funds when you need them—without having to refinance. At Simple

Oct 27, 2025 | Refinancing a Home

Who’s Eligible for a VA Loan?

Who’s Eligible for a VA Loan?

Who’s Eligible for a VA Loan? At Simple Loans, we’re proud to serve those who’ve served us. If you’re an active-duty service member, veteran, or qualifying military spouse, a VA loan could be your ticket to homeownership — wi

Oct 23, 2025 | VA Loans

The Mortgage Spread is Shrinking

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p

Sep 06, 2025 | Purchasing a Home

Making upgrades? Let’s make the financing simple

Making upgrades? Let’s make the financing simple

If you're planning to renovate your current home—or buy a property that needs work—a HomeStyle Renovation Loan from Fannie Mae may be a practical option. This type of loan combines the cost of purchasing (or refinancing) a home with the funds

Aug 14, 2025 | Purchasing a Home

The Changing Tides of the Housing Market

The Changing Tides of the Housing Market

The real estate market is changing. One of the biggest updates is a noticeable increase in the number of homes for sale. This shift could benefit buyers, as more options mean less pressure and more chances to find the right home. What’s Affecting Af

Jul 23, 2025 | Purchasing a Home

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