Is Now the Right Time to Buy a Home? Buying a home right now can feel like a big decision—because it is. The right home can be exciting, but high interest rates might make you pause. So, should you buy now or wait it out? Let’s break it down s
Jun 05, 2025 | Interest Rates
Do You Really Need 20% Down to Buy a Home? Let’s Keep It Simple. You’ve probably heard you need a 20% down payment to buy a home. But is that really the rule? Not quite. Let’s break it down and see what’s actually possible for you.
Jun 02, 2025 | Purchasing a Home
The 2-1 Buydown Mortgage: A Simple Way to Ease Into Homeownership At Simple Loans, we’re all about taking the stress out of home financing. And if you’re feeling a bit nervous about rising interest rates, you’re not alone. That’s w
May 29, 2025 | Purchasing a Home
Thinking About Buying a Foreclosure? Here’s What You Need to Know. Foreclosures can be a great way to save money on a home — but they’re not for everyone. Let’s keep it simple and break down the basics so you can see if it’s
May 20, 2025 | Purchasing a Home
VA Loan Occupancy Rules—What You Need to Know (Without the Jargon) Thinking of using your VA loan benefits to buy a home? Smart move. VA loans are a fantastic way to get into a home with little to no down payment. But, like anything government-backe
May 16, 2025 | VA Loans
Buying a home feels tough right now—rates are up, and prices aren’t dropping.But here’s the good news: with the right plan, it’s still totally doable. Here are four simple ways to make homeownership work for you—even in today
Apr 23, 2025 | Interest Rates